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Wealth Management

Investment Strategies & Portfolio Construction

Aligning your investment portfolio to your long-term goals and objectives is a critical element to a successful and comfortable financial future. It can also be the most dynamic element of the financial road map. Investment strategies can be arranged to provide growth during the accumulation phase of one’s life and be adjusted to provide income to accommodate your changing financial needs.

Guardian Wealth Advisors will monitor your portfolio and make periodic adjustments to the allocation mix, keeping long-term goals and current needs in balance. In addition, current market conditions or economic factors may dictate changes to the target allocation of your portfolio. Each portfolio will generally contain the following asset classes in varying allocations, depending upon your risk profile.

Asset classes, equities and fixed income

GROWTH portfolios seek long-term capital appreciation; current income is not as important.

  • Long-term investment horizon
  • Willing to accept fluctuating stock market values
  • Portfolio Composition: LargeCap Asset ClassMidCap Asset ClassSmallCap Asset ClassInternational Asset ClassUs Bonds Asset ClassInternational Bonds Asset Class

MODERATE GROWTH portfolios primarily seek long-term capital appreciation, with a secondary consideration of dividend enhancement.

  • Medium to long-term investment horizon
  • Willing to accept fluctuating stock market values
  • Portfolio Composition: LargeCap Asset ClassMidCap Asset ClassSmallCap Asset ClassInternational Asset ClassUs Bonds Asset ClassInternational Bonds Asset Class

MODERATE portfolios will temper the emphasis on growth by introducing fixed income investments, which may, at times, represent a significant portion of the portfolio.

  • Intermediate time horizon
  • Willing to accept some degree of stock market fluctuation while balancing the portfolio with bonds
  • Portfolio Composition: LargeCap Asset ClassMidCap Asset ClassSmallCap Asset ClassInternational Asset ClassUs Bonds Asset ClassInternational Bonds Asset Class

MODERATELY CONSERVATIVE portfolios will temper the emphasis on growth with a greater concentration on fixed income investments.

  • Intermediate time horizon
  • Cash flow or stability of portfolio value become more important
  • Portfolio Composition: LargeCap Asset ClassMidCap Asset ClassSmallCap Asset ClassInternational Asset ClassUs Bonds Asset ClassInternational Bonds Asset ClassCash/Equivalents Asset Class

CONSERVATIVE portfolios seek income as a primary objective, with a secondary emphasis on capital growth.

  • Short to intermediate time horizon
  • Willing to accept lower returns in exchange for a lower degree of portfolio volatility
  • Portfolio Composition: LargeCap Asset ClassMidCap Asset ClassSmallCap Asset ClassInternational Asset ClassUs Bonds Asset ClassInternational Bonds Asset ClassCash/Equivalents Asset Class

This website is for informational purposes only, and does not constitute investment advice. The views and opinions of Guardian Wealth Advisors are as of a certain date and subject to change at any time without notice. It is not our intention to state or imply in any manner that past results and may be indicative of future performance. All investments have inherent risks and investors may experience a loss of principal.

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