The Power of 401k Catch-Ups

Discover how 401(k) catch-up contributions—especially the new "super catch-up" for ages 60-63—can significantly boost your retirement savings. See the potential difference these contributions could make by age 67.

Your Information

Expected 401(k) Balance at Age 60

$0$10M

Expected Annual Interest Rate

2026 Contribution Limits

Standard Contribution Limit$24,500

50+ Catch-Up Limit+$8,000

60-63 "Super Catch-Up" Limit+$11,250

Your Catch-Up Benefit

Additional Savings by Age 67

Additional Monthly Income Over 30-Year Retirement$0

Projected Balance at Age 67

Regular Contributions Only$24,500/year

With 50+ Catch-Up$32,500/year

With Super Catch-Up (60-63)$35,750/year ages 60-63, then $32,500/year

Growth Comparison

This is the additional amount you could accumulate by age 67 if you take full advantage of catch-up contributions, including the enhanced "super catch-up" for ages 60-63. This could provide approximately $0 in additional monthly retirement income.